Archive for February, 2009
What is the best dental plan available for a 10 year old who needs braces?
February 28th, 2009 | 
Author:
Needing advice on what to do. My 10 year old needs braces and our insurance doesnt cover this. A big down payment is out of the question because I'm on disability so any suggestions is greatly appreciated. Oh and this isn't just to look better his mouth is just way to small for all his teeth coming in so this is badly needed. Thank you.
You should wait until ALL of his permanent teeth come in. Orthodontist will work out a payment plan with you at that time. But it's too soon for braces. Wait until he is 13 or so. His face and mouth is going to change a lot over the next few years.
Posted in 
what is the best dental insurance plan?
i’m looking to buy a Dental Plan and i have no idea about different tips of plans like DHMO, PPO and …
please help me with your experiences and comments.
a PPO is ok, but sometimes it’s better to just be a cash patient, most offices will give you a discount. Depending on how much work you have to be done sometimes you’ll pay more for the insurance then you would just getting your cleanings and check ups every year. Dental Insurance isn’t like health insurance, it’s basically a discount plan, sure they pay for some of your treatment but not 100% of everything. They make alot of exclusions too, for example, most don’t pay for fluoride on adult patients, but most adults need it. Dental insurance is a business, they’re out to make money not protect your best interests. If you have to choose, pick whatever the highest option is, look to see if it covers orthodontic coverage. Figure out how much you have to pay for it per month, then figure out how much it costs you to go to the dentist without insurance.
Affordable dental plan?
I work for a company that manufacutres dental products but ironically they do not offer dental coverage for my family. Is there a good Affordable DentDental Plan out there? My husband is in pain & we cannot afford a huge bill.
No. Private dental policies always cost more than they pay out. Between deductibles and waiting periods, with coverage limitations, I've never seen one where YOU come out ahead.