Find The Best Dental Plan

Archive for March, 2009

I paid only $2200 for my braces. I was originally qouted $4500 all because of this great plan I have. Then worked out a payment plan with the orthodontist. I dont beleive that you will find some cheap to cover all the amount of the braces. I would encourage you to visit this great site: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago now and they have saved me thousands over the years on all dental services. They even had my very affordable plan active in 2 hours and was able to use it the very same day. good luck and hope this helps.

I live in The Woodlands, Tx if that makes a difference.

I am also self-employed. When I first started my business 9 years ago I looked into the insurance options. They cost a small fortune. I would recommend doing self-pay, because by the time you pay all of the deductibles it can cost as much as it would have if you paid on your own. ALL of my doctors offices, dentist, and health-care professionals cut me a deal when I tell them I am self-employed. The insurance companies cut rates with them, so why shouldn't they make a deal directly to you?

I would like to have my teeth worked on however I do not have dental insurance, are there any good ones?

there are some plans, you have to weigh the cost of the monthly premium aagainst what it pays for. A lot of the policies are worded-" pays 100% of cleanings and preventive-" and then gives you a 80%for fillings, perio work and extractons, 50% for crowns and bridges and dentures. You must ask questions!
100% of what they allow may be only $30 of your $240 cleaningYour part then becomes the remaining 210 and you paid a premium to the insurance company. A lot of individual policies also have a year waiting period or longer for anything other than a cleaning. Some times it is a really good idea to look for a loan that will pay the dentist in full- Care Credit is online and you apply for a credit card that can be used at participating medical. dental, eye docotr etc. I am sure they are other companies as well, and your dentist may have just one he works with , so call ahead. Group insurnance is usually the best through work place for benefits, but even that can get tricky with going to the right provider( a dentist who has agreed to do the work for the allowance fee of the insurance company.. ) If money is an issue always ask for a predetrimination from the dentists. You can call the customer service number yourself on your policy and give them the insurance codes and find out if you are going to owe a ton or not for procedures. Their are sometimes clinics available that do work for a sliding fee- just ask any office you call, or ask your church if they have a connection to a dentist or clinic.