What's the best dental plan for a self employed 21 year old female?
March 30th, 2009 | 
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I live in The Woodlands, Tx if that makes a difference.
I am also self-employed. When I first started my business 9 years ago I looked into the insurance options. They cost a small fortune. I would recommend doing self-pay, because by the time you pay all of the deductibles it can cost as much as it would have if you paid on your own. ALL of my doctors offices, dentist, and health-care professionals cut me a deal when I tell them I am self-employed. The insurance companies cut rates with them, so why shouldn't they make a deal directly to you?
Posted in Best Dental Plan
do ppl in tx even have teeth?
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visited richardson once, and ew just ew
care credit- you can use it at most dental places- google "care credit"
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I am also self-employed. When I first started my business 9 years ago I looked into the insurance options. They cost a small fortune. I would recommend doing self-pay, because by the time you pay all of the deductibles it can cost as much as it would have if you paid on your own. ALL of my doctors offices, dentist, and health-care professionals cut me a deal when I tell them I am self-employed. The insurance companies cut rates with them, so why shouldn't they make a deal directly to you?
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Oh, you're a neighbor, I'm in Bellaire.
The BEST individual dental plan is "pay out of pocket". When you run the numbers, they cover so little, and cost so much, it's cheaper to just pay out of pocket. I've done it for YEARS that way. Even with paying for a crown once every 5 years, it's cheaper (as they pay NOT MUCH towards a crown, and not at ALL until you've held the policy for a few years).
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agent, 21+ years
take a look at this one. You can go to any dentist you want and you get to use insured and discount benefits
http://www.mybenefitplan.info
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This is a company that has been around for 15 years. Dental, Vision, Rx and Chiropractic benefits for $19.95 a month!
check it out http://www.helpyousavenow.com
Hope this helps!
Tammy
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